What a pensions overhaul could mean for you and how to stay one step ahead
Calls by an influential government body to abolish the Lifetime ISA and abandon the current pension tax relief model in favour of a universal flat rate could radically change the pensions landscape in...
View ArticleWhat is alpha?
Not many people would turn down the chance of market-beating returns in their portfolio, but it takes a lot of analysis to judge whether an investment will help you reach your targeted return. A...
View ArticleThe ins and outs of pension drawdown
What is pension drawdown? Income drawdown, or pension drawdown, is a way of withdrawing the money you’ve saved into a registered pension scheme. Many use income drawdown as a way to provide themselves...
View ArticleWhy slower growth doesn’t spell the end for FAANG
The US earnings season is in full swing, and an interesting picture is emerging. The biggest movements have been in the tech sectors so far, as some of the giants try to reset market expectations....
View ArticleWas the Bank of England right to raise interest rates?
The Bank of England has raised interest rates for the second time in a decade, increasing the base rate to 0.75%. Although the move was expected by financial markets, the wisdom behind it is up for...
View ArticleMarket update: Interest rates, FAANG, Brexit
We’ve seen volatility in the tech sector in recent weeks and it’s particularly relevant given how much tech has driven the US equity market over the last few years. The turbulence has largely been...
View ArticleHow many ISAs can I have?
Investing in an ISA is one of the simplest ways to grow your money tax-free, but the generous benefits available mean there are some rules you have to keep to, like how many ISAs you can invest in. How...
View ArticleTax Freedom Day: Top tax-saving tips to make your money go further
Tax Freedom Day fell on the 29 May this year, three days later than in 2017 and the latest in over two decades, showing that Brits are having to work more days to pay off their tax bill. Here we give...
View ArticleItaly: Politics and the role of investment advice in uncertainty
The anti-establishment Five Star Movement and League have been sworn in to form a coalition government in Italy, finally bringing an end to nearly three months of political deadlock. It’s been a messy...
View ArticleHelping your children onto the property ladder with an ISA
One of the largest mortgage lenders in the UK, the Bank of Mum and Dad are providing crucial cash injections to one in four property purchases, as they are expected to give or loan over £5.7 billion...
View ArticleMarket update: Italian politics, trade war threats and the US macro backdrop
Financial markets performed a little bit better in May, as some of the uncertainties seen in the first quarter dissipated and equities seemed to ride on the tailwind of a healthy earnings season. But...
View ArticleNew feature: Moneyfarm launches the Advice Centre
As one of the first digital wealth managers to offer regulated investment advice, we’re excited to announce the launch of our Advice Centre. We’ve always been committed to closing the advice gap...
View ArticleChoosing the right investment account: GIA or ISA
When you’re looking to grow your wealth, there are some simple things you can do to make your money go further, and it all starts with getting the right investment account for your goals. So, should...
View ArticleHow pound cost averaging can help maximise your investment returns
You’re looking to grow your money for the future, but recent market movements have made you question whether now is the right time to invest. Correctly timing the market is a huge challenge for even...
View ArticleWhat is an index?
It’s too difficult to monitor each investment within every market – there are over 2,600 different companies listed on the main market of the London Stock Exchange alone. Luckily, investors can judge...
View ArticleWhy your money is secure with Moneyfarm
When you want to give your money the best chance to grow, security is important. It’s important to us at Moneyfarm, too. We work hard to ensure the investment process runs smoothly for our investors,...
View ArticleHow we select the ETFs for your Moneyfarm Portfolio
At Moneyfarm, we use Exchange Traded Funds (ETFs) to build our investment portfolios. Although they’re simple investments, picking the right mix to help you reach your financial goals is more...
View ArticleWhat’s the best way to invest £10,000?
With £10,000 sat in your bank, you’re in a good place – you’ve got three months of expenses saved up, so what on earth do you do with it now? Whether you’ve inherited it, saved hard, or had a winning...
View ArticleParents: Have that peaceful summer holiday without worrying about your finances
The big family summer holiday is fast approaching, and after months of hard saving you can’t wait to switch off by the pool with the Financial Times Summer reading list as the younger kids play in the...
View ArticleTax breaks for your retirement
There are ample tax benefits to take advantage of when you’re saving into a personal pension, and the good news is that the tax breaks don’t end once you’re in retirement. Thanks to government-led...
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