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Why you’re probably saving too much cash
Saving cash has, historically, been a safe bet. If interest rates are level to or higher than inflation, the value of that cash saving will grow over time and the buying power will remain (at least)...
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Policy Comment: Transitory Inflation?
What are we talking about? There’s a lot of discussion among financial analysts about inflation. Quite often the question is – will it be transitory, as Central Banks have generally argued, or rather...
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We’ve rebalanced our portfolios
The story of the year so far has been one of strong growth in financial markets, aided by accommodative policy from the central banks. It’s been a positive period for our portfolios too. Despite the...
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Commodity Comment: If you believe in climate change, should you buy commodities?
What are we talking about? Over the past few weeks, we’ve seen continued focus on both climate change, ahead of COP-26 and rising energy prices. The price of oil is now above $80 per barrel. That’s a...
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Four ways sustainable investments can make an impact
The primary reason that people invest their money is to protect and grow it for the future. There is, however, a growing contingent of people for whom this is no longer enough. Yes, they want their...
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Portfolio Comment: UK Equities and Home-Country Bias
What are we talking about? We’ve seen a few articles recently on the topic of home-country bias – meaning that investors in a particular market typically have more invested in their own market than in...
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Here are the trades we made to change our market strategy
Moneyfarm offers fully managed investment portfolios that are tailor-made for investors. Our team monitors the markets daily, periodically making tactical trades to take advantage of opportunities in...
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Is it best to invest in a pension or an ISA?
How you save for your retirement is one of the most important decisions you will ever make. Not having something in place is no longer an option, but with the savings options available today, choosing...
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What an SRI portfolio includes and excludes
As a wealth manager, we’re constantly tuned into the demands of our customers, as well as broader trends in personal finance. One of the biggest, most important trends of the last few years has been...
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UK Comment: The jury is in
What are we talking about? UK rates are set to rise soon – probably this year. The governor of the Bank of England, Andrew Bailey, took to the weekend press to tell everyone that the Bank “will have to...
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How the third quarter of 2021 shaped up
After every quarter, our investors are sent a full breakdown of their portfolio’s performance over the three month period. The quarterly report also features insight from our portfolio managers on the...
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Market Comment: The Growth Question
What are we talking about? We’ve seen a few indicators recently that show weaker economic growth. Equities, however, remain pretty resilient. How should we think about this? Can you relate economic...
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Why you should consider consolidating your pensions
Losing track of a pension can be easier than you might think. People misplace their paperwork, change addresses without informing their provider, or find out that their pension provider was purchased...
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How to get started with a pension
For a lot of young people, the health of their pension pot is understandably something of an afterthought. With decades to pass before seriously considering retirement, planning the financial logistics...
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Economic Comment: It’s About Demand – Over-simplifying the Supply Chain Problem
What are we talking about? It’s pretty clear that global supply chains have been under pressure over the past eighteen months. If you live in the UK, you might have experienced “electric car smugness”...
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What is happening in the UK economy? A roundup
As we head into the last couple of months of 2021, the UK economy finds itself in a complicated position. Months of strong growth turned into something of a slow burner in the third quarter, as a...
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Policy Comment: ECB Firmer-Than-Expected on Withdrawing Stimulus
What really captured the attention of investors were not the decisions themselves, but the words of the ECB governor. Markets had already priced in no changes to policy interest rates purchase...
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How Moneyfarm keeps your investments secure
As a wealth manager, the security of our customers’ investments is one of our primary responsibilities. When people invest, they want to know that their money is not just well-placed to grow, but safe...
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Random Comment: What Free Markets?
What are we talking about? As COP 26 is in full swing, there’s been debate around the role of “free markets” – as the solution or the villain, depending on your perspective. It’s a term we struggle...
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Policy Comment: Another Unreliable Boyfriend?
What are we talking about? Financial markets commentators (and the market) expected the Bank of England to hike rates last week. It didn’t, despite a series of hawkish statements, notably from the...
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