Will interest rates rise as a result of Brexit?
The interest rates, mortgage rates, borrowing rates, and savings rates in the UK are all directly impacted by the base rate of the Bank of England. It is this base rate that largely determines how much...
View ArticleThe topics that will define 2021
If we look back on a busy year, we see a few key themes that underpin most of the biggest news – healthcare, international politics and the economy. Covering Covid-19, the impact of lockdown on the...
View ArticleEmerging markets: Reviewing the outlook for 2021
The last decade has not been particularly kind to emerging markets. The performance of this particular index, which is now made up of an extremely diverse group of countries, has remained largely...
View ArticlePension tax relief for high earners explained
Everyone who puts money towards their pension is entitled to tax benefits. The tax relief comes in the form of a top-up or bonus by the government, which essentially means that some money paid towards...
View ArticleAn introduction to ESG investing
Anyone evaluating their investment options in the last few years will have come across the acronym ESG. In recent years, interest in environmental, social and governance (“ESG”) issues has skyrocketed,...
View ArticleHow to enable two-factor authentication
As a wealth manager, the security of our customers’ accounts is top of our list of priorities. So, to add an additional layer of security to our desktop service, we recently introduced two-factor...
View ArticleHow Covid-19 changed investing
On a practical level, the global spread of Covid-19 has had an impact on almost everything. From our freedoms to socialise and travel to something as simple as stocking the fridge, there is hardly an...
View ArticleA guide to self-employed pension contributions
For self-employed people with a business to run, setting up and managing a private pension can be low down the list of priorities. Less than a third of self-employed people are actively paying into a...
View ArticleTeaching children about investing
It goes without saying that money represents a significant part of our lives. Managing it well is, in many cases, the key to a happy and successful adult life. However, the lessons on managing money do...
View ArticleWhat’s the best way to invest £10,000?
With £10,000 sat in your bank, you’re in a good place – you’ve got three months of expenses saved up, so what on earth do you do with it now? Whether you’ve inherited it, saved hard, or had a winning...
View ArticleChoosing the best ISA
If you’re looking for a simple, tax-efficient way to grow your money on the financial markets, a stocks and shares ISA is probably for you. Yet, with a number of different options available, how can...
View ArticleEverything you need to know about DIY investing
DIY investing (or do-it-yourself) investing is the process of building and managing your own investment portfolio. DIY investors can be individual or retail investors who intend to keep control of...
View Article2021 ISA Guide: from allowance to rates, everything you need to know
Moneyfarm’s guide to ISAs 2021 #g1-section-1.g1-row > .g1-row-background {background-color: #e9eaeb;}#g1-section-1.g1-row > .g1-row-background > .g1-row-background-media {background-repeat:repeat;...
View ArticleHow to invest £100,000
Whether you’ve inherited it or are basking in a lucky windfall, you’ve got £100,000 and don’t know what to do with it. Investing a lump-sum can be difficult, especially when it’s a lot of money, which...
View ArticleShould you combine your ISAs?
If you’re looking for a simple and tax-efficient way to grow your money, look no further. An ISA can help you maximise your returns, but with many options available it can be difficult knowing you’re...
View ArticleWall Street frenzy: Who won the GameStop saga?
Last week I had to stop and think about GameStop. For anyone who missed it, GameStop has been at the centre of a battle between small (retail) and large (hedge fund) investors, initiated by a forum on...
View ArticleFive mistakes to avoid when investing
The Covid-19 pandemic has rattled the lives of almost everyone. People have lost jobs, been socially hamstrung and had to change plans on the fly to respond to what has been a year of crippling...
View ArticleEverything you need to know about ISA transfers
As the end of the tax year approaches, a lot of people use this time to sit down and assess their financial situation. This could be everything from paying outstanding taxes to evaluating their...
View ArticleMoneyfarm tops Boring Money performance study
When choosing where to invest their money, people look for a few key features from any given provider. Increasingly, investors want ease of access, control, quality advice and a portfolio that fits...
View ArticleISA fees explained: How to find affordable investing
One of the most common roadblocks for people getting started with investing is fees. You might be interested in what a stocks and shares portfolio can do for your savings and you may have done all your...
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